Family Budget
Effective Date: July 1, 2026
Website: https://myfamilybudget.org
These Terms of Use govern your access to and use of Family Budget, including the website and web application located at https://myfamilybudget.org.
By creating an account, logging in, uploading data, or using Family Budget, you agree to these Terms of Use and our Privacy Policy.
If you do not agree, you should not use the application.
Family Budget is a household budgeting web application that allows users to track household income, bills, expenses, debts, deductions, imported records, projected balances, reports, charts, and household member access.
Family Budget is intended to help households organize financial information. It is not a bank, lender, credit repair company, financial advisor, tax advisor, accountant, or legal advisor.
You must be at least 18 years old, or the age of legal majority in your jurisdiction, to create an account and use Family Budget.
By using the application, you represent that:
To use certain features, you may need to create an account.
You agree to:
We may suspend or terminate accounts that violate these Terms or create security, legal, or operational risks.
Family Budget allows users to create or join household accounts.
Household administrators may invite members and assign roles such as admin, member, or viewer.
You understand and agree that:
You may enter, upload, import, or store information in Family Budget, including income, bills, expenses, debt information, payment records, notes, and household member data.
You retain ownership of the information you provide.
By using the application, you grant Family Budget a limited right to process, store, display, and use your information only as necessary to provide and improve the service, maintain security, generate reports, and support application functionality.
You agree not to upload or enter information that:
Family Budget may allow users to upload CSV or Excel files to import records.
You are responsible for:
Family Budget does not guarantee that every file will import correctly.
Family Budget may generate balances, projections, charts, reports, summaries, and other calculations based on the information entered by users.
These calculations are provided for convenience and informational purposes only.
Family Budget does not guarantee that:
You are responsible for verifying all financial information before making decisions.
Family Budget does not provide financial, legal, tax, accounting, investment, debt management, or credit counseling advice.
Any information displayed in the application is for household budgeting and organizational purposes only.
You should consult a qualified professional before making financial, tax, legal, debt, investment, or accounting decisions.
Family Budget may offer security features such as password protection, role-based access, and authenticator-app MFA.
You are responsible for maintaining the security of your account, including:
We are not responsible for losses caused by your failure to secure your account.
You agree not to:
We aim to keep Family Budget available and functional, but we do not guarantee uninterrupted access.
The application may be unavailable due to:
We may modify, suspend, or discontinue features at any time.
If Family Budget offers paid features, subscriptions, or premium plans in the future, additional payment terms may apply.
Any fees, billing cycles, cancellation rules, or refund policies will be disclosed before payment is required.
Family Budget, including its design, software, logo, branding, layout, text, graphics, and features, is owned by Family Budget or its licensors and is protected by intellectual property laws.
You may not copy, reproduce, modify, distribute, sell, lease, or create derivative works from Family Budget without written permission.
Family Budget may integrate with third-party services in the future, such as hosting providers, authentication tools, email systems, payment processors, data import tools, or bank-related services.
Your use of third-party services may be subject to their own terms and privacy policies.
Family Budget is not responsible for third-party services.
You may stop using Family Budget at any time.
We may suspend or terminate your access if:
Upon termination, your access to the application may end, but certain provisions of these Terms will continue to apply.
You may request deletion of your account or household data by contacting us.
Some information may be retained where necessary for:
Family Budget is provided on an "as is" and "as available" basis.
We do not guarantee that:
To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise.
To the fullest extent permitted by law, Family Budget and its owners, employees, contractors, partners, and service providers will not be liable for:
Your use of Family Budget is at your own risk.
You agree to indemnify and hold harmless Family Budget, its owners, employees, contractors, partners, and service providers from any claims, damages, liabilities, costs, or expenses arising from:
We may update these Terms of Use from time to time.
When we update the Terms, we will revise the effective date. Your continued use of Family Budget after changes are posted means you accept the updated Terms.
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.
Any disputes will be handled in the courts located in [Insert County and State], unless applicable law requires otherwise.
For questions about these Terms, contact:
Family Budget
Email: support@myfamilybudget.org
Website: https://myfamilybudget.org